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UCO Bank Personal Loan

UCO Bank Personal Loan Features

Eligibility Criteria Details
UCO Bank Personal Loan Interest Rate 9.75% p.a.
Lowest EMI per lakh Rs 2112
Tenure 12 to 60 months
UCO Bank Personal Loan Processing Fee 1% to 2% of Loan Amount
Prepayment Charges Allowed after 12 Months (2 – 4 %)
Part Payment Charges Allowed after 12 Months (2 – 4 %) 
Min Loan Amt ₹ 50,000
Max Loan Amt ₹ 75 Lakh

UCO Bank Personal Loan Instant Approval

Get super fast approvals of upto Rs. 25 lacs on your salaried personal loan through our online facility. No need to move from bank to bank. Just log onto our online section, fill a simple form and in just 90 seconds and get UCO Bank Personal Loan for your application.

Online Account Access

Just log in with your loan account number and access whatever information you want about your loan. And get all information about your loan like repayment track, interest certificate, payment schedule etc through our digital customer portal.

Benefits of UCO Bank Personal Loan

Personal loan is aimed at addressing the specific need of our customers. They are bundled with some lucrative bonuses, as enlisted below.

  1.   First of all, Applicant can apply for a personal loan online from the comfort of his/her  home
  2.  Most noteworthy, The applicant can avail a loan amount from Rs.50000 up to Rs.15 Lakh
  3. There are minimal paperwork and fast customer service
  4. In Personal Loan, there is Hassle-free and quick disbursal of the loan
  5. UCO Bank has an attractive interest rate and convenient repayment option of personal loan

UCO Bank Personal Loan Documents

Salary slips of last 3 months Latest 2 months salary slip
Bank Statements
Latest 3 months salary account bank statement
Employment Proof
Employee ID card and visiting card
Work experience
Current employment
Appointment letter / Form 16 / 1 year old salary slip
Previous employment
Appointment letter / Form 16 / Promotion letters/ transfer / confirmation letters / previous salary slip
Identity proof
Passport / Voters ID card / Driving license / PAN card
Address proof
Passport / Driving license / Ration card / Latest mobile bill / Letter from employer (with HR /Admin sign)
Signature proof
Passport / PAN Card / Driving license / Photo credit card (front only) / Banker verification letter ( Only online)
Age proof
Passport/ PAN Card / Driving license / Birth certificate

You are a Salaried professional and draw a monthly salary of Rs. 40,000 or more in:

  1. Delhi/NCR
  2. Mumbai
  3. Hyderabad
  4. Bangalore and Chennai
  5. Thane


A monthly net salary of Rs. 35,000 or more in:

  1. Ahmedabad
  2. Pune
  3. Kolkata


In Other cities, you are drawing a monthly net salary of Rs. 30,000 or more…


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