Personal Loan Kalyan

All about Personal Loan Kalyan

 

Do you live in Kalyan and need a personal loan?

Be sure to check out all the details mentioned down below and apply with bookmyloans.in to get a fair deal on personal loans.

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Interest Rates

You want to consider the rate of interest coupled with other fees.


CATEGORY

SALARIED SELF-EMPLOYED

Interest Rates


11.99%

 


14.00%

 


Processing Fee


1.50% to 3%

 


Up to 2% of loan amount

 


Tenure of Loan


24 months to 60 months

 


12 months to 48 months

 


Amount of Loan


Rs.1 Lakh up to Rs.25 Lakh

 


Rs.5 Lakh up to Rs.30 Lakh

 


Part Prepayment

Charges


Allowed after 1 EMI.

2%


Allowed after 1 EMI.

2%


Pre-closure

Charges


Allowed after 1 EMI.

4%


Allowed after 1 EMI.

4%


Benefits and Features

Personal Loan Kalyan

There are many reasons why you should think about getting your personal loan in Kalyan online.

 

Digital Application

Online application from the comfort of home.

Credit Range

Rs.50,000 to Rs. 50,00,000 based on your income and other factors.

Dependable

Quick money in hand can play the most important part in your life. Fortunately, no security is required. Hence, you do not have to worry about any asset.

Tailored and Flexible

Additionally, banks allows for schemes whereby they bring in all segments of the socio-economic society.

Documentation

Now, the list below shows options for documents for Personal Loan Kalyan:

Identity proof

Passport, PAN Card, Aadhaar card, Voter ID, Driving license or Government issued Identity cards.

Residential Proof

Passport, Driving License, Voter ID card, utility bills such as Electricity/ Telephone/ Mobile bill, bank statement (not more than 3 months old) or similarly a Leave and License agreement.

Income Proof

SALARIED: Last 3 months’ salary slip, last 6 months’ bank account statement showing salary credit and Last 1-2 years Form 16.

SELF-EMPLOYED: Income Tax Returns of at least 3 years.

Age Proof

PAN card, Passport, Driving License, Voter ID, Birth certificate, Employee ID card (only for PSU/ Government employees), School/ college leaving certificate.

Eligibility Criteria

Make sure to check eligibility criteria for Personal Loan Kalyan.

Income

SALARIED: A net salary of minimum Rs.15,000/-* per month.

SELF-EMPLOYED: Turnover of at least 20-25 lakhs, more or less.

Minimum education

The applicant should be a Graduate.

Stability

Moreover, applicant should be living in a city for at least one year.

Job Stability

SALARIED: Minimum work experience of one year is required.

SELF-EMPLOYED: Company should be registered for 3 years minimum.

Credit score

Maintain a credit score of 750 or more. As a good CIBIL improves your application.

*varies from city to city

FAQs

1. Are there any foreclosure and part-prepayment charges?

Yes.

2. How do I repay the Loan?

You can pay through E.M.I.s using Electronic Clearance Service. Also through post-dated charges.

3. What is a secure fee for an online application? Also, what if I don’t pay the secure fees online?

The secure fee is a charge for the submission or processing of your application. In response to the second part, you lose the benefit of instant approval.

4. How secure is the information provided by me?

It is secure.

5. Do I have to give any security?

No

6. Is it safe to use my debit card on this site?

Yes

Find below links to major banks and cities offering personal loans.