Are you looking for an instant personal loan in Hanuman ?
PERSONAL LOAN IN HANUMAN
Why should you opt for a personal loan?
Digital Application | Online application from the comfort of home. |
Credit Range | Rs.50,000 to Rs. 50,00,000 based on your income and other factors. |
Dependable | Quick money in hand can play the most important part in your life. Fortunately, no security is required. Hence, you do not have to worry about any asset. |
Tailored and Flexible | Additionally, banks allows for schemes whereby they bring in all segments of the socio-economic society. |
What are the documents required for personal Loan in Hanuman ?
Identity proof | Passport, PAN Card, Aadhaar card, Voter ID, Driving license or Government issued Identity cards. |
Residential Proof | Passport, Driving License, Voter ID card, utility bills such as Electricity/ Telephone/ Mobile bill, bank statement (not more than 3 months old) or similarly a Leave and License agreement. |
Income Proof | SALARIED: Last 3 months’ salary slip, last 6 months’ bank account statement showing salary credit and Last 1-2 years Form 16.
SELF-EMPLOYED: Income Tax Returns of at least 3 years. |
Age Proof | PAN card, Passport, Driving License, Voter ID, Birth certificate, Employee ID card (only for PSU/ Government employees), School/ college leaving certificate. |
Are you eligible to take out a personal loan?
Income Requirement |
SALARIED:A net salary of minimum Rs.15,000/- per month. SELF-EMPLOYED: Turnover of atleast 20-25 lakhs, more or less. |
Minimum education |
The applicant should be a Graduate. |
Stability |
Moreover, applicant should be living in a city for at least one year. |
Job Stability |
SALARIED: Minimum work experience of one year is required.
SELF-EMPLOYED: Company should be regtd. for 3 years min. |
Credit score |
Maintain a credit score of 750 or more. Loan is not processed without CIBIL check. |
F.A.Qs
1. Are there any other foreclosure and part-prepayment charges? |
Yes. |
2. How do I repay the Loan? |
You can pay through E.M.I.s using Electronic Clearance Service. Also through post-dated charges. |
3. What is a secure fee for an online application? Also, what if I don’t pay the secure fees online? |
The secure fee is a charge for the submission or processing of your application. In response to the second part, you lose the benefit of instant approval. |
4. How secure is the information provided by me? |
It is secure. |
5. Do I have to give any security? Can I apply without income proof? |
No security. Income proof is required. |
6. I am a CIBIL defaulter. But the rest of my track record is good. Can I apply? |
Yes. You can apply. We will check the nature and reason of the case and give you proper guidance. |
What are the interest rates and other fees on personal loans?
CATEGORY | SALARIED | SELF-EMPLOYED |
Interest Rates | 11.99% | 14.00% |
Processing Fee | 1.50% to 3% | Up to 2% of loan amount |
Tenure of Loan | 24-60 months | 12-48 months |
Amount of Loan | Rs.1 Lakh-Rs.25 Lakh | Rs.5 Lakh-Rs.30 Lakh |
Part Prepayment
Charges |
Allowed after 1 EMI.
2% |
Allowed after 1 EMI.
2% |
Pre-closure
Charges |
Allowed after 1 EMI.
4% |
Allowed after 1 EMI.
4% |
*Not from Hanuman? Or looking for a specific bank or a private company? We’ve got you covered!
Find below links to major (private and public) banks and loan providers offering personal loans in your city.