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Personal Loan for West Bengal Govt Employees

What is personal loan?

personal loan is an unsecured loan. It helps you meet your urgent money needs. Therefore, there is no need to give a security. We give the best loan offers on personal loan for West Bengal Govt employees at So, Apply online to book your personal loan now.

What is the eligibility for a personal loan for West Bengal Govt employees?

Age Criteria 21-65 years of age.
Work Experience Min. 6 months in the current organisation. (Preferred)
Total Work Exp.At least 3 years.(Preferred)
Min. Net IncomeAt least, Rs. 20000/- p.m.
(may vary according to your profile)
CIBIL720 or more with a good credit history.

What are the documents needed for a personal loan?

Identity Proof Passport; PAN or Aadhar Card;Voter ID; Driving license.
2 Photographs.
Residential Proof Passport; Driving License; Voter ID;Electricity bill.
Income Proof Last 3 months’ income slip as well as 6 months’ bank statement. Form 16 (last 2 years)
Age ProofPassport; PAN Card; Birth Certificate; Employee ID Card

What are the benefits for West Bengal Govt employees?

Interest rates start @11.49%*. (HDFC Bank and ICICI Bank)
Special offers for govt. and PSU employees.
Pensioners: Banks offer loans for pensioners at lowest rates. Maximum age limit is 76 years; loan tenure is 5 years.

Fees and Charges

Processing charges Upto 2% (Varies from bank to bank)
Pre-closure chargesNIL to 5%. (Varies from bank to bank )

Why apply via
Multiple Products from multiple banks under one roof.
Instant online approval.
Expert guidance.

Read more about Personal Loans

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