What is personal loan?

personal loan is an unsecured loan. It helps you meet your urgent money needs. Therefore, there is no need to give a security. We give the best loan offers on personal loan for Telangana Govt employees at bookmyloans.in. So, Apply online to book your personal loan now.

What is the eligibility for a personal loan for Telangana Govt employees?

Age Criteria 21-65 years of age.
Work Experience Min. 6 months in the current organisation. (Preferred)
Total Work Exp.At least 3 years.(Preferred)
Min. Net IncomeAt least, Rs. 20000/- p.m.
(may vary according to your profile)
CIBIL720 or more with a good credit history.

What are the documents needed for a personal loan?

Identity Proof Passport; PAN or Aadhar Card;Voter ID; Driving license.
2 Photographs.
Residential Proof Passport; Driving License; Voter ID;Electricity bill.
Income Proof Last 3 months’ income slip as well as 6 months’ bank statement. Form 16 (last 2 years)
Age ProofPassport; PAN Card; Birth Certificate; Employee ID Card

What are the benefits for Telangana Govt employees?

Interest rates start @11.49%*. (HDFC Bank and ICICI Bank)
Special offers for govt. and PSU employees.
Pensioners: Banks offer loans for pensioners at lowest rates. Maximum age limit is 76 years; loan tenure is 5 years.

Maharatna PSU1.Maharatna PSU’s -Companies with an annual net profit of 5000 crores. These are BHEL, SAIL, ONGC, NTPC, Coal India, IOC and Steel Authority of India.
Navratna PSU1. These are categorized on the basis of -total production cost; total labor cost; net worth; net profit.
2.There are 17 Navratnas.
Public Sector Banks1.Personal Loan rates start at 13.25%.
Railways1.Indian Railways are owned by the Govt of India. And, managed by the Ministry of Railways.
2.Personal Loan rates start at 12.25%
Central Government Enterprise1.Universities employees, under the direct control of the Central Govt, enjoy top financing options.
2. Personal Loan rates start at 12.25%
State Government Enterprise1.Employees working in universities, institutes under Telangana govt also enjoy special loan offers.
2. Personal Loan rates start at 12.25%

Fees and Charges

Processing charges Upto 2% (Varies from bank to bank)
Pre-closure chargesNIL to 5%. (Varies from bank to bank )

Why apply via bookmyloans.in?
Multiple Products from multiple banks under one roof.
Instant online approval.
Expert guidance.

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