What is personal loan?
Personal loan is an unsecured loan. It helps you meet your urgent money needs. Therefore, there is no need to give a security. We give the best loan offers on personal loan for State Govt employees at bookmyloans.in. So, Apply online to book your personal loan now.
What is the eligibility for a personal loan for State Govt employees?
|Age||21-65 years of age.|
|Work Exp.||Min. 6 months in the current organisation. (Preferred)|
|Total Work Exp.||At least 3 years.(Preferred)|
|Min. Net Income||At least, Rs. 20000/- p.m.|
(may vary according to your profile)
|Credit score||720 or more with a good credit history.|
What are the documents needed for a personal loan?
|Identity Proof||Passport; PAN or Aadhar Card;Voter ID; Driving license. |
|Residential Proof||Passport; Driving License; Voter ID; Electricity bill.|
|Income Proof||Last 3 months’ income slip as well as 6 months’ bank statement. |
Form 16 (last 2 years)
|Age Proof||Passport; PAN Card; Birth Certificate; Employee ID Card|
*Personal loans for pensioners at lowest rates.
Max. age- 76 years*
|Processing charges||Upto 2% (Varies from bank to bank)|
|Pre-closure charges||NIL to 5%. (Varies from bank to bank )|