What is personal loan?
Personal loan is an unsecured loan. It helps you meet your urgent money needs. Therefore, there is no need to give a security. We give the best loan offers on personal loan for State Govt employees at bookmyloans.in. So, Apply online to book your personal loan now.
What is the eligibility for a personal loan for State Govt employees?
| Age | 21-65 years of age. |
| Work Exp. | Min. 6 months in the current organisation. (Preferred) |
| Total Work Exp. | At least 3 years.(Preferred) |
| Min. Net Income | At least, Rs. 20000/- p.m. (may vary according to your profile) |
| Credit score | 720 or more with a good credit history. |
What are the documents needed for a personal loan?
| Identity Proof | Passport; PAN or Aadhar Card;Voter ID; Driving license. 2 Photographs. |
| Residential Proof | Passport; Driving License; Voter ID; Electricity bill. |
| Income Proof | Last 3 months’ income slip as well as 6 months’ bank statement. Form 16 (last 2 years) |
| Age Proof | Passport; PAN Card; Birth Certificate; Employee ID Card |
*Interest rates start @11.49%*.
*Personal loans for pensioners at lowest rates.
Max. age- 76 years*
CHARGES:
| Processing charges | Upto 2% (Varies from bank to bank) |
| Pre-closure charges | NIL to 5%. (Varies from bank to bank ) |
Personal Loan for Govt. service in your state
Why apply via bookmyloans.in?
Multiple Products from multiple banks under one roof.
Instant online approval.
Expert guidance.
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