What is personal loan?

Personal loan is an unsecured loan. It helps you meet your urgent money needs. Therefore, there is no need to give a security. We give the best loan offers on personal loan for State Govt employees at bookmyloans.in. So, Apply online to book your personal loan now.

What is the eligibility for a personal loan for State Govt employees?

Age21-65 years of age.
Work Exp. Min. 6 months in the current organisation. (Preferred)
Total Work Exp.At least 3 years.(Preferred)
Min. Net IncomeAt least, Rs. 20000/- p.m.
(may vary according to your profile)
Credit score720 or more with a good credit history.

What are the documents needed for a personal loan?

Identity Proof Passport; PAN or Aadhar Card;Voter ID; Driving license.
2 Photographs.
Residential Proof Passport; Driving License; Voter ID; Electricity bill.
Income Proof Last 3 months’ income slip as well as 6 months’ bank statement.
Form 16 (last 2 years)
Age ProofPassport; PAN Card; Birth Certificate; Employee ID Card

*Interest rates start @11.49%*.

*Personal loans for pensioners at lowest rates.

Max. age- 76 years*


Processing charges Upto 2% (Varies from bank to bank)
Pre-closure chargesNIL to 5%. (Varies from bank to bank )

Personal Loan for Govt. service in your state

Andhra Pradesh Arunachal Pradesh Assam
Bihar Chhattisgarh Delhi
Goa Gujarat Haryana
Himachal Pradesh Jammu and Kashmir Jharkhand
Karnataka Kerala Madhya Pradesh
Maharashtra Tamil Nadu Telangana
Tripura Uttar Pradesh Uttarakhand
West Bengal Sikkim Rajasthan
Punjab Puducherry Odisha
Nagaland Mizoram Meghalaya

Why apply via bookmyloans.in?
Multiple Products from multiple banks under one roof.
Instant online approval.
Expert guidance.

Read more about Personal Loans