Personal Loan Anakapalli

Are you looking for an instant personal loan Anakapalli?

PERSONAL LOAN ANAKAPALLI

Why should you opt for a personal loan?

 

Digital Application Online application from the comfort of home.
Credit Range Rs.50,000 to Rs. 50,00,000 based on your income and other factors.
Dependable Quick money in hand can play the most important part in your life. Fortunately, no security is required. Hence, you do not have to worry about any asset.
Tailored and Flexible Additionally, banks allows for schemes whereby they bring in all segments of the socio-economic society.

 

What are the documents required for Personal Loan Anakapalli?

Identity proof   Passport, PAN Card, Aadhaar card, Voter ID, Driving license or Government issued Identity cards.
Residential Proof   Passport, Driving License, Voter ID card, utility bills such as Electricity/ Telephone/ Mobile bill, bank statement (not more than 3 months old) or similarly a Leave and License agreement.
Income Proof  SALARIED: Last 3 months’ salary slip, last 6 months’ bank  account statement showing salary credit and Last 1-2 years  Form 16.

 

SELF-EMPLOYED: Income Tax Returns of at least 3 years.

Age Proof PAN card, Passport, Driving License, Voter ID, Birth certificate, Employee ID card (only for PSU/ Government employees), School/ college leaving certificate.

 

Are you eligible for Personal Loan Anakapalli?

Income Requirement

SALARIED:A net salary of minimum Rs.15,000/- per month.

SELF-EMPLOYED: Turnover of atleast 20-25 lakhs, more or less.

Minimum education

The applicant should be a Graduate.

Stability

Moreover, applicant should be living in a city for at least one year.

Job Stability

SALARIED: Minimum work experience of one year is required.

 

SELF-EMPLOYED: Company should be regtd. for 3 years min.

Credit score

Maintain a credit score of 750 or more. Loan is not processed without CIBIL check.

Personal Loan Anakapalli

F.A.Qs

 1. Are there any other foreclosure and part-prepayment charges?

 Yes.

2. How do I repay the Loan?  

You can pay through E.M.I.s using Electronic Clearance Service. Also through post-dated charges.

3. What is a secure fee for an online application? Also, what if I don’t pay the secure fees online?

The secure fee is a charge for the submission or processing of your application. In response to the second part, you lose the benefit of instant approval.

4. How secure is the information provided by me? 

 It is secure.

5. Do I have to give any security? Can I apply without income proof?

 No security. Income proof is required.

6. I am a CIBIL defaulter. But the rest of my track record is good. Can I apply?

 Yes. You can apply. We will check the nature and reason of the case and give you proper guidance.


 

What are the interest rates and other fees on Personal Loan Anakapalli?

CATEGORY SALARIED SELF-EMPLOYED
Interest Rates 11.99% 14.00%
Processing Fee 1.50% to 3% Up to 2% of loan amount
Tenure of Loan 24-60 months 12-48 months
Amount of Loan Rs.1 Lakh-Rs.25 Lakh Rs.5 Lakh-Rs.30 Lakh
Part Prepayment

 

 Charges

Allowed after 1 EMI.

 

2%

Allowed after 1 EMI.

 

2%

Pre-closure

 

Charges

Allowed after 1 EMI.

 

4%

Allowed after 1 EMI.

 

4%

 

*Not from Anakapalli? Or looking for a specific bank or a private company? We’ve got you covered!

Find below links to major (private and public) banks and cities offering personal loans.