HDB Gold Loan

Gold Loan @ 7%

Apply & Get Instant Money

HDB Gold Loan Key Features

HDB Gold Loan Amount Up to Rs. 1 Crore (With Income Proof)
HDB Gold Loan Interest Rate 7.0% per annum
HDB Gold Loan Per Gram Rate Per Gram Today is ₹ 5,268
HDB Gold Loan Processing Fee 1.50% of the Principal Loan Amount
HDB Gold Loan Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
HDB Gold Loan Repayment Tenure 3 Months to 24 Months
HDB Gold Loan Repayment Scheme Bullet Payment Scheme, Overdraft Scheme

Advantages of the HDB Gold loan

  • Blazing Process: HDB Gold Loan is seen and overseen rapidly and with no issue. The credit gets went in 60 minutes.
  • Less Documentation: The documentation cycle is quick and less, noteworthy records are required for the HDB gold credit.
  • Direct System: The bank gives full straightforwardness to the client; that is, there is no ensured about charges.
  • The level of Loan: The base level of advance that HDB obliges the client is Rs. 15000. Additionally, It can be not as much as Rs 10000 in like way spaces.
  • The thriving of Jewelry: One titanic thing to note is that the bank is subject certainly to the security of your gold. In like way, the gold is guaranteed in fire security.
  • Advance Tenure: The residency of the improvement can be from 3 months to 2 years. In like manner, You can pick as per your solaces.
  • Ideal conditions for Farmers: HDB bank gives some colossal suggestions for normal purposes. That is, the bank offers a slight low Gold credit financing cost for a Gold improvement for agrarian use.
  • No Debt Burden: There can be conditions in which an up-and-comer can’t reimburse the improvement all out in such a case the up-and-comer won’t be under obligations as the bank will basically take the embellishments.

How Much Gold Loan can I Get through HDB Bank Gold Loan

HDB Bank Gold Loan Per Gram – Updated September 2020

Updated – Gold Loan Per Gram Rate
Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4680 4290 3900 3510
10 gram 46800 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

HDB Bank Gold Loan Eligibility

Age

18-70 years of age

Nationality

Indian

Employment Status

Salaried, Self-Employed

Gold Quality

Minimum 18 Carats

HDB Bank Gold Loan Documents Required

Photographs

2 Passport Size

Identity Proof

Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)

Residence Proof

Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required)

HDB Bank Gold Loan Interest Rate, Fees and Charges

Gold Loan Interest Rate

7.00% per annum

Processing Fee

1.50% of the Principal Loan Amount

Prepayment/Foreclosure Charges

2%+GST (Within 3 Months), 0 (After 3 months)

Valuation Fee

Rs 250 for a loan up to Rs 1.5 lacs and Rs 500 for a loan over and above Rs 1.5 lacs

Late Repayment Charges

2% p.a. + Applicable rate of interest.

Renewal Processing Fees

Rs 350 + GST

About HDB Bank Gold Loan

Life is flooding with insufficiencies. In like way, you may imagine that cash should switch up to budgetary obstacles for a staggering term. For this condition, you can get a Gold Loan to battle with the money related emergency. A gold credit is guaranteed about the surprising new turn of events. Fittingly, individuals with low CIBIL scores can in like way enough bit of room this affiliation. HDB Bank Gold Loan is unfathomably stood segregated from other gold advances in India.

In any case, there is a colossal measure of money related banking and non-banking affiliations that give you a gold credit, notwithstanding, HDB Bank Gold Loan is seen as the best. It is one of the most expected and strong banks in India. In like way, It is known for its shocking money related to affiliations.

  • HDB Bank Gold Loan Interest Rate is 7.0% per annum
  • HDB Bank Gold Loan Per Gram is ₹ 5,268
  • HDB Bank Gold Loan Tenure: Up to 24 months
  • HDB Gold Loan Processing Fee is Up to 1.50% of the Loan Amount + GST

Types of HDB Bank Gold Loan

HDB Bank offers different plans related to the Gold Loan thing which are recorded underneath:

  • Advance Against Gold – HDB Bank gives Gold Loan at uniting with redesigns major to satisfy anybody’s fundamental needs of focal concentrations under any conditions whether individual or pro. The gold credit is completely guaranteed about such advances and thusly, the bank has no danger in attributing them all out to the up-and-comer so it is given at an amazingly more moderate improvement of premium when wandered from different sorts of Loan things.
  • Advance Against Gold for Agriculture – HDB Bank gives Gold Loans explicitly to agribusiness purposes to ranchers at a groundbreaking improvement of power when kept from gold advances given for different occupations. They are given bewildering offers and you have to give the bank Land demand to which you are taking the Loan.

HDB Bank Gold Loan EMI Calculator

Rate of Interest
6 months
1 Yr
2 Yrs
3 Yrs
7.00% 17008 8652 4477 3088
8.00% 17058 8699 4523 3134
8.50% 17082 8722 4546 3157
9.00% 17107 8745 4568 3180
9.50% 17131 8678 4591 3203
10.00% 17156 8791 4614 3227
10.50% 17181 8815 4637 3250
11.00% 17205 8838 4661 3274
11.50% 17230 8861 4684 3298
12.00% 17254 8885 4707 3321
12.50% 17279 8908 4731 3345
13.00% 17304 8932 4754 3369
13.50% 17329 8955 4778 3393
14.00% 17354 8979 4801 3418
14.50% 17378 9002 4825 3442
15.00% 17403 9026 4845 3466

How to Pay Your HDB Gold Loan EMI?

Your HDB Bank gold progression can be reimbursed in going into three freeways.

  • Standing Instruction (SI): If you are a current record holder with  HDB Bank, Standing Instruction is the most dependable perspective for pay. Your EMI whole will be attributed along these lines towards the month’s choice to the month’s time go from the HDB Bank account you show.
  • Electronic Clearing Service (ECS): This program can be applied in case you have a non-HDB Bank record and may require your EMIs to be charged thusly near the farthest furthest degrees of the month to month cycle from this record.
  • Post-Dated Checks (PDC): You can present post-dated EMI appraisals from a non-HDB Bank presentation at your closest HDB Bank Loan Center. Another differentiation in PDCs should be presented immediately. It will stupefy in case you note Post Dated Checks will be amassed non-ECS states as is normally said.

HDB Bank Gold Loan Contact Number

Call 9878981144 and get second assistance and sponsorship for your HDB Bank Gold Loan. You can know the best recommendation on Gold Loan open from all the HDB Bank Branches all through the country to benefit the best methodology fitting to your necessities.

Gold Ornaments Accepted by HDB Bank

Gold Jewelry: For instance, Gold Bangles, Gold rings, Gold anklets, Gold adornments, etc these are seen by HDB Bank for benefitting a Gold Loan.

Quality: The chance of gold should be between 18 Carat to 22 Carat. Any gold directing which is 24 Carat, can’t be used for benefitting a gold credit.

Use of HDB Bank Gold Loan

  • The positive conditions guaranteed about by benefitting the HDB Bank Gold Loan affiliation can be utilized for a few reasons, for example,
  • To support the unequivocal hypothesis, for example, marriage, climbing, a trace of front line organizing cost packs, and so on.
  • For all your provoking necessities, for example, buying new deftly, making publicizing, along these lines, using a credit connection is accessible.
  • You can other than benefit by a Gold Loan for green contemplations. The bank gives lower costs of gigantic for Gold Loans that are used for making or related undertakings.

Gold Loan Interest Rate of Major Banks

Bank

 Interest Rates

HDFC Bank Gold Loan

7.00% – 14.50%

ICICI Gold Loan

7.00% – 16.10%
Muthoot Finance Gold Loan

7.00% – 24.00%

Axis Bank Gold Loan

7.00% – 17.00%
Manappuram Gold Loan

7.00% – 26.00%

Yes Bank Gold Loan

7.00% – 15.99%
Bank of India Gold Loan

7.00% – 26.00%

Federal Bank Gold Loan 

7.00% – 13.50%
IIFL Gold Loan

7.00% – 12.00%

Central Bank of India Gold Loan

7.00% – 14.65%

Canara Bank Gold Loan

7.00% – 12.65%

Allahabad Bank Gold Loan

7.00% – 10.45%

Induslnd Bank Gold Loan

7.00% – 15.75%
PNB Gold Loan

7.00% – 11.75%

Bajaj Finance Gold Loan

7.00% – 26%
SBI Gold Loan

7.00% – 15.99%

Indian Bank Gold Loan

7.00% – 15.99%
UCO Bank Gold Loan

7.00% – 26.00%

Kotak Mahindra Bank Gold Loan

7.00% – 13.50%
Syndicate Bank Gold Loan

7.00% – 12.00%

FAQs About HDB Bank Gold Loan

  • What is HDB Bank Gold Loan?

A gold credit from HDB Financial Services is a definitive answer for any earnest monetary needs. For a benefiting advance against gold, you simply need to promise your gold adornments or decorations with us. When you reimburse the gold credit sum with intrigue or charges (assuming any), your gold gems or trimmings are gotten back to you.

  • How can I get the Gold Loan from HDB Bank?

You can get HDB Bank Gold Loan by visiting any of the gold advancement responsibilities parts of HDB Bank or you can apply online with bookmyloan from the solace of your home and get the best techniques and offers. HDB Bank is one of the national banks in India that gives the Gold Loan arrangement.

  • What is Gold Loan Interest Rate in HDB Bank?

The Gold Loan Interest Rate in HDB Bank is 7.0% per annum.

  • How much Gold Loan can I get per gram in HDB Bank?

You can get HDB Bank Gold Loan by visiting any of the gold improvement duties parts of HDB Bank or you can apply online with bookmyloan from the solace of your home and get the best system and offers. HDB Bank is one of the key banks in India that gives Gold Loan affiliation.

  • How to check Gold Loan status in HDB Bank?

To check your HDB Bank Gold Loan status you should simply visit the HDB Bank Loan Status Tracker site page and fill in your subtleties in the structure given. You can no vulnerabilities, and, or buts follow the status of your headway from any spot and stay strengthened.

  • How to calculate Gold Loan Interest in HDB Bank?

You can get capacity with the essentialness on your HDB Bank Gold Loan utilizing EMI Calculator which gives you careful aggregates subject to the data you go into the calling.

  • How to Pay HDB Bank Gold Loan Interest Online?

You can pay the HDB Bank Gold Loan premium online through net ward upon the authority HDB Bank advance reimbursement page or obviously, you can in like way reimburse your HDB Bank Gold Loan on Paytm utilizing you’re kept up hole framework.

  • What if I can’t pay the interest on HDB Gold Loan for 3 months?

In the event that you don’t pay your HDB Bank Gold Loan for 3 months, the bank will shape the beginning to assist you with investigating your pushing toward obligation. In the event that the part demands go unheard, a force veritable bearing is sent proposing the reimbursement and finish of the new unanticipated turn of events. Defaulting on your Gold Loan accomplishes a diminishing of your FICO assessment other than make you focused on challenging genuine activities by the bank including the seizure and offer of your gold.

  • How can I apply for EMI Moratorium on HDB Capital Gold Loan?

You can apply for EMI Moratorium on HDB Bank Gold Loan now between the guideline March and 31st August 2020 and must be finished by showing up at the Bank client care or visiting the closest HBD Bank office.

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