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HDB Finance Personal Loan

HDB Finance Personal Loan Features

Eligibility Criteria Details
HDB Finance Personal Loan Interest Rate 9.75% p.a.
Lowest EMI per lakh Rs 2112
Tenure 12 to 60 months
HDB Finance Personal Loan Processing Fee 1% to 2% of Loan Amount
Prepayment Charges Allowed after 12 Months (2 – 4 %)
Part Payment Charges Allowed after 12 Months (2 – 4 %) 
Min Loan Amt ₹ 50,000
Max Loan Amt ₹ 75 Lakh

 Get Instant Approval On HDB Finance Personal Loan 

Get super fast approvals of up to Rs. 25 lacs on your salaried personal loan through our online facility. No need to move from bank to bank. Just log onto our online section, fill a simple form and in just 90 seconds get an approval for your application.

 HDB Finance Personal Loan Online Access

Just log in with your loan account number and access whatever information you want about your loan. And get all the information about your loan like repayment track, interest certificate, payment schedule etc through our digital customer portal.

 Documents For HDB Finance Personal Loan

Salary slips of last 3 months Latest 2 months salary slip
Bank Statements
Latest 3 months salary account bank statement
Employment Proof
Employee ID card and visiting card
Work experience
Current employment
Appointment letter / Form 16 / 1 year old salary slip
Previous employment
Appointment letter / Form 16 / Promotion letters/ transfer / confirmation letters / previous salary slip
Identity proof
Passport / Voters ID card / Driving license / PAN card
Address proof
Passport / Driving license / Ration card / Latest mobile bill / Letter from employer (with HR /Admin sign)
Signature proof
Passport / PAN Card / Driving license / Photo credit card (front only) / Banker verification letter ( Only online)
Age proof
Passport/ PAN Card / Driving license / Birth certificate

 HDB Finance Personal Loan Eligibility

You are Eligible if:

You are a Salaried professional and draw a monthly salary of Rs. 40,000 or more in:

  1. Delhi/NCR
  2. Mumbai
  3. Hyderabad
  4. Bangalore and Chennai
  5. Thane


A monthly net salary of Rs. 35,000 or more in:

  1. Ahmedabad
  2. Pune
  3. Kolkata


In Other cities, you are drawing a monthly net salary of Rs. 30,000 or more…


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