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Gold Loan Talikulam

Gold Loan @ 7%

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Gold is a precious metal. It is used for marriage or on a special occasion, but it can also be used for investment purpose. It does not have depreciating value, and its value in coming years will increase definitely. Gold Loan Talikulam is might be a good option if you are in urgent need of money.

 

Gold loan Talikulam Interest Rate

Gold loan is available at very minimal and easy rates of interest because it comes under the category of secured loans. Many banks or NBFCs provide different interest rates to different customers. The interest rate of the gold loan is 10.75% per annum and up to 25% per annum.

 

Gold Loan Talikulam Eligibility Criteria

Firstly, the applicant should lies between 18 to 70 years of age group.

Foremost, the applicant who has more than 10 gm gold to invest can apply for gold loan.

The applicant must be a resident of India.

Lastly, on the bill of gold, which is to be pledged, should be in the name of the applicant or any family member.

Documents required for Gold Loan Talikulam

Identity Proof: Aadhar Card, Voters Card, Driving License, Passport, Pan Card of a borrower.

Address Proof: Aadhar Card, Ration Card, Bank Statement (Active), Utility Bills of last three months on the name of the applicant (if tenant), Passport Copy.

Also, two copies of Photographs of the borrower.

 

Benefits of Gold Loan Talikulam

Firstly, it comes under a secured loan.

Banks do not check CIBIL scores for loan approval.

It has a low-interest rate in comparison to a personal loan or any other loan.

Income proof is not required to get loan approval.

Safety of ornaments is available.

 

Gold Loan Talikulam Procedure

The applicant has to visit the site Bookmyloans

After that, the applicant fills the application with the required information.

But the applicant should fill the contact number.

After that, the applicant gets a call from our side if he/she is eligible.

 

Is Gold Loan secured?

Yes, it is essential to note that the gold loan comes in the category of secured loans. Because in a gold loan, the customers put their gold ornaments into the bank’s locker as security or as collateral. If the customer is unable to return the gold loan on time, then the bank is liable to sell his gold ornaments.

Why bookmyloans.in?

First of all, Bookmyloans offers a straightforward process of application of the gold loan.

After that, the customer gets a good comparison of the interest rates of other banks as well.

Furthermore, the company provides the document pickup facility from your doorstep.

Easy documentation, instant approval, convenient 24X7 online repayment.

Hassle-free, paper-less transaction from your mobile device.

Free safe custody for your precious gold.

No hidden charges, fully transparent.

 

About Talikulam

Thalikulam is a village in Thrissur district in the Indian state of Kerala. It had a total population of 24180 with 11140 males and 13050 females. The official language of this village is Malayalam and English.