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Gold Loan Talala

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A gold loan is an amount of money which is lent out to you against your gold or gold ornaments by a bank or NBFCs, these are financial institutions which are authorized to give you money against the value of your gold. Gold Loan Talala is one of the fastest and easiest ways to borrow money from the banks/financial institutions. It’s a type of secured loan and all secured loans require something to be kept as security to the lender. In most cases up to 80% of the value of the gold can be given as a loan and requires least of paperwork and hassle. That’s because the amount they’re providing is always less than the actual value of the gold.


Gold loan Talala Interest Rate

In general gold, the loan is available at very easy rates of interest because it comes under the category of secured loans. So the interest rates are less than that of a personal loan or home loans. The annual interest rate lies between 10.55% p.a. to 25.00% p.a. Though the interest rates keep on changing mainly depends upon different banks and time to time and person to person.


Gold Loan Talala Eligibility Criteria

Firstly, the applicant should lies between the age group of 18 to 70 years.

Foremost, the applicant who has more than 10 gm gold to invest can apply for gold loan.

The applicant must be a resident of India.

Lastly, on the bill of gold, which is to be pledged, should be in the name of the applicant or any family member.

Documentation for Gold Loan Talala

Certain documents are needed to get a gold loan. These are as follows:

Identity Proof: Aadhar Card, Voters Card, Driving License, Passport, Pan Card of a borrower.

Address Proof: Aadhar Card, Ration Card, Bank Statement (Active), Utility Bills of last three months on the name of the applicant (if tenant), Passport Copy.

In addition, two copies of Photographs of the borrower.

Benefits of Gold Loan Talala

Firstly, it comes under a secured loan.

Banks do not check CIBIL scores for loan approval.

It has a low interest rate in comparison to a personal loan or any other loan.

Income proof is not required to get loan approval.

Safety of ornaments is available.


Gold Loan Talala Procedure

The applicant has to visit the site Bookmyloans

After that, the applicant fills the application with the required information.

But the applicant should fill the contact number.

After that, the applicant gets a call from our side if he/she is eligible.


Is Gold Loan secured?

Yes, it is essential to note that the gold loan comes in the category of secured loans. Because in a gold loan, the customers put their gold ornaments into the bank’s locker as security or as collateral. If the customer is unable to return the gold loan on time then the bank is liable to sell his gold ornaments.



First of all, Bookmyloans offers a straightforward process of application of the gold loan.

After that, the customer gets a good comparison of the interest rates of other banks as well.

Furthermore, the company provides the document pickup facility from your doorstep.


About Talala

Talala is a city and a taluka in Gir Somnath district in the Indian state of Gujarat. It had a total population of 21,060, as per census report.