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Gold Loan Takhatpur

Gold Loan @ 7%

Apply & Get Instant Money

Gold loans are short-duration loans, and the repayment period can range from one month to a few years. If you require money for instant expenses and expected to be able to pay it back in a short tenure, then Gold Loan Takhatpur might be a good option.

 

Gold loan Takhatpur Interest Rate

Gold loan is available at very easy rates of interest. The interest rates are less than that of a personal loan or home loans. The interest rate of the gold loan is 10.75% per annum and up to 25% per annum. Many banks, financial institutions offer different interest rates to different customers.

 

Eligibility Criteria Gold Loan Takhatpur

Firstly, the applicant should lies between 18 to 70 years of age group.

Foremost, the applicant who has more than 10 gm gold to invest can apply for gold loan.

The applicant must be a resident of India.

Lastly, on the bill of gold, which is to be pledged, should be in the name of the applicant or any family member.

Documentation for Gold Loan Takhatpur

Certain documents are needed to get a gold loan. These are as follows:

Identity proof: Aadhar Card, Voters Card, Driving License, Passport, Pan Card of a borrower.

Address proof: Aadhar Card, Ration Card, Bank Statement (Active), Electricity Bill or telephone bill of last three months on the name of the applicant (if tenant), Passport Copy of a borrower.

In addition, two copies of Photographs of the borrower.

 

Benefits of Gold Loan Takhatpur

Firstly, it comes under a secured loan.

Banks do not check CIBIL scores for loan approval.

It has a low-interest rate in comparison to a personal loan or any other loan.

Income proof is not required to get loan approval.

Safety of ornaments is available.

Gold Loan Takhatpur Procedure

The applicant has to visit the site Bookmyloans

After that, the applicant fills the application with the required information.

But the applicant should fill the contact number.

After that, the applicant gets a call from our side if he/she is eligible.

 

Is Gold Loan secured?

Yes, it is essential to note that the gold loan comes in the category of secured loans. Because in a gold loan, the customers put their gold ornaments into the bank’s locker as security or as collateral. If the customer is unable to return the gold loan on time, then the bank is liable to sell his gold ornaments.

Why bookmyloans.in?

First of all, Bookmyloans offers a straightforward process of application of the gold loan.

After that, the customer gets a good comparison of the interest rates of other banks as well.

Furthermore, the company provides the document pickup facility from your doorstep.

 

About Takhatpur

Takhatpur is a town and a Nagar Palika in Bilaspur district in Chhattisgarh state, India. It had a total population of 19,968, according to the 2011 census report. The average village literacy rate is 68%.