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Gold Loan Poonch

Gold Loan @ 7%

Apply & Get Instant Money

When a customer deposits gold as collateral for taking a loan, it is called a gold loan. The loan amount approved is a certain percentage of the value of the gold that has been deposited.

Gold loans are short-duration loans, and the repayment period can range from one month to a few years. If you require immediate money for expenses and expect to be able to pay it back in a short period, then this loan might be a good option.


Gold loan Poonch Interest Rate

In general, the gold loan is accessible at minimal rates of interest because it is a secured loan. The interest rate of the loan is 10.75% per annum and up to 25% per annum. Various banks or NBFCs offers different interest rates.


Eligibility Criteria of Gold Loan Poonch

Firstly, the applicant should lies between 18 to 70 years of age group.

Foremost, the applicant who has more than 10 gm gold to invest can apply for gold loan.

The applicant must be a resident of India.

Lastly, on the bill of gold, which is to be pledged, should be in the name of the applicant or any family member.

Gold Loan Poonch Documents Required

Certain documents which are needed are:

Identity Proof: Aadhar Card, Passport, Voters Card, Driving License, Pan Card of a borrower.

Address Proof: Aadhar Card, Ration Card, Bank Statement (Active), Utility Bills of last three months on the name of the applicant (if tenant), Passport Copy.

Agriculture proof: If the applicant applying for agriculture gold loan then proof of ownership of land is required.

Also two copies of Photographs of the borrower.

Benefits of Gold Loan Poonch

 Access gold loan from anywhere, anytime

 Free insurance cover for your gold

 Easy documentation, instant approval, convenient 24X7 online repayment

 Hassle-free, paper-less transaction from your mobile device

 Open safe custody for your valuable gold

 No hidden charges, fully transparent


Gold Loan Poonch Procedure

The applicant has to visit the site

After that, the applicant fills the information which is needed.

But the applicant should fill the contact number.

After that, the applicant gets a call from our side if he/she is eligible.


Is Gold Loan secured?

Yes, it is important to know that gold loan is guaranteed as it comes under the category of secured loans. Secured loans are loans that are supported by an asset means some asset as collateral for the loan. When you agree to the loan, you also agree that the lender can repossess the collateral deposit if you don’t repay the loan amount in time.



First of all, offers a straightforward process of application of the gold loan.

After that, the customer gets a good comparison of the interest rates of other banks as well.

Furthermore, the company provides the document pickup facility from your doorstep.



About Poonch

Poonch is a district of Jammu and Kashmir state, India. It had a total population of 476,820, as per 2011 census details. This district is situated in an area of 1,674 km2.