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Gold Loan Pindwara  

Gold Loan @ 7%

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A Gold Loan falls under the category of secured loan, and it provides you a loan amount, which is secured and cash equivalent to the market value. It also provides an EMI option to repay the loan with interest for quick and easy fulfillment of your financial needs. Many go for this for a short period to meet the various requirements like marriage, children’s education, accidental case, and other economic crisis in the family.


Gold loan Pindwara Interest Rate

In this, the credit is available at very easy rates of interest because it is a secured loan. The interest rate of gold loan on an average is 10.75% per annum and up to 25% per annum. Different banks, financial institutions, or NBFCs provide different interest rates.


Gold Loan Pindwara Eligibility Criteria

Firstly, the applicant should lies between 18 to 70 years of age group.

Foremost, the applicant who has more than 10 gm gold to invest can apply for gold loan.

The applicant must be a resident of India.

Lastly, on the bill of gold, which is to be pledged, should be in the name of the applicant or any family member.


Factors upon which Gold Loan Pindwara depends

Quality of Gold: This factor plays a vital role in deciding the amount of the gold loan. The purity of gold is defined if it lies between 18 carats to 22 carats. The more is the purity of the gold, the more is the loan amount.

Quantity of Gold: This factors tell that in how much quantity gold is available and on should not be less than 10 gm. It is the minimum requirement of a quantity which is necessary to get a loan.


Documentation for Gold Loan Pindwara                 

Certain documents are needed to get a gold loan. These are as follows:

Identity Proof: Aadhar Card, Voters Card, Driving License, Passport, Pan Card of a borrower.

Address Proof: Aadhar Card, Ration Card, Bank Statement (Active), Utility Bills of last three months on the name of the applicant (if tenant), Passport Copy.

In addition, two copies of photographs of the borrower.


Benefits of Gold Loan Pindwara                 

Firstly, it comes under a secured loan.

Banks do not check CIBIL scores for loan approval.

It has a low-interest rate in comparison to a personal loan or any other loan.

Income proof is not required to get loan approval.

Safety of ornaments is available.


Gold Loan Pindwara Procedure

Now you can also apply for a gold loan through online with the help of the bank’s or NBFCs mobile application or through an official website.

The applicant has to visit the site Bookmyloans

First, register yourself at the website of the lender’s portal. Fill the details such as the quantity of gold you have with yourself, how much loan you want to approve.

After that, you should mention your contact information.

But after applying for a gold loan online you have to visit your lender place once.



First of all, Bookmyloans offers an easy process of application of the gold loan.

Access gold loan from anywhere, anytime.

Easy documentation, instant approval, convenient 24X7 online repayment.

Also, the company provides a facility of documentation pickup from your doorstep.

About Pindwara                 

Pindwara is a city located in Sirohi district in the Indian state of Rajasthan.   This city is famous for its marble carving works. It had a total population of 24,487, as per 2011 census report. The official language is Hindi.