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Gold Loan Lohardaga 

Gold Loan @ 7%

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When a customer deposits gold articles as collateral for taking a loan, it is called a gold loan. The moneylender uses the gold as security against possible payment default by the customer. The loan amount approved is a certain percentage of the value of the gold that has been deposited.


Gold Loan Lohardaga Eligibility Criteria

Firstly, the age of the applicant should lie between 18 to 70 years.

Foremost, one can apply for a gold loan who have more than 10 gm gold to invest.

The borrower must be a resident of India.

The bill of gold should be in the name of the applicant or any family member.


Documents required for Gold Loan Lohardaga

Certain documents are needed to get a gold loan. These are as follows:

Identity Proof: Aadhar Card, Voters Card, Driving License, Passport, Pan Card.

Address Proof: Aadhar Card, Ration Card, Bank Statement (ACTIVE), Electricity Bill of last three months on the name of the borrower, Telephone Bill of last three months on the name of the applicant, Passport Copy.

Agriculture Proof: If you are applying for an agriculture gold loan, then proof of ownership of Land is required.

In Adition to that two passports sized colored photographs of the borrower.


Benefits of Gold Loan Lohardaga

Firstly, it comes under a secured loan.

Banks do not check CIBIL scores for loan approval.

It has a low-interest rate in comparison to a personal loan or any other loan.

Income proof is not required to get loan approval.

Safety of ornaments is available.


Gold Loan procedure

The applicant have to visit the site

After that, the borrower should fill the application form with the required information.

But the applicant should mention the contact number.

At last, the applicant gets a call from company side if he/she is eligible.


Is Gold Loan secured?

Yes, Gold loans come in the category of secured loans and thus includes moderate eligibility criteria and minimum documentation required. It does not even need credit score like CIBIL to grant loans. And therefore, lenders generally pay out the loan in just a few hours.



First of all, offers an effortless way of application of the gold loan. After that, also the customer gets a good comparison between the interest rates with other banks and NBFCs as well. Furthermore, the company provides the facility of document pick up from your doorstep.



About Lohardaga

Lohardaga is a town located in the Jharkhand state, India. Its average height above the sea level is 647 meters. The total population was 46,204 out of which male constitute 52% of the population and females 48%, according to 2001 census.