Gold is a precious metal. It is used for marriage or on any special occasion, but it can also be used for investment purpose. Gold Loan Anjuna is the good option for this purposes and it does not have depreciating value, and its value in coming years will increase definitely.
Gold Loan Anjuna Interest Rate
Interest rate is the amount charged for the use of assets as a percentage on the principal amount. Gold loan is a quickest and most accessible form to raise funds on short notice with easy norm and low interest rate. The interest rate of gold loan on an average is 10.75% per annum and upto 25% per annum.
Gold Loan Anjuna Eligibility criteria
Firstly, the applicant should lies between 18 to 70 years of age group.
Foremost, the applicant who has more than 10 gm gold to invest can apply for gold loan.
The applicant must be a resident of India.
Lastly, on the bill of gold, which is to be pledged, should be in the name of the applicant or any family member.
Documentation for Gold Loan Anjuna
Certain documents are needed to get a gold loan. These are as follows:
Identity proof: Aadhar Card, Voters Card, Driving License, Passport, Pan Card.
Residence proof: Aadhar Card, Ration Card, Bank Statement (Active), Electricity Bill of last three months on the name of the applicant (if tenant), Passport Copy.
In Addition to that two passports sized colored photographs of the borrower.
Benefits of Gold Loan Anjuna
Firstly, it comes under a secured loan.
It gives 100% safety and security for your gold jewellery.
Enjoy liquidity anytime.
Banks do not check CIBIL scores for loan approval.
Safety of ornaments is available.
Gold Loan Anjuna Procedure
Now, you can also apply for a gold loan through online with the help of the bank’s or NBFC’s mobile application or through an official website.
First, register yourself at the website of the lender’s portal i.e., Bookmyloans
Fill the details such as the quantity of gold you have with yourself, how much loan you want to approve.
After that, you should mention your contact information.
After applying for a gold loan online, you have to visit your lender’s place to avail the facility of the gold loan.
Is Gold Loan secured?
Yes, it is essential to note that the gold loan comes in the category of secured loans. Because in a gold loan, the customers put their gold ornaments into the bank’s locker as security or as collateral. If the customer is unable to return the gold loan on time, then the bank is liable to sell his gold ornaments.
First of all, Bookmyloans offers a very easy process of application of the gold loan.
After that, the customer gets a good comparison of the interest rates of other banks as well.
Furthermore, the company provides the document pickup facility from your doorstep.
Anjuna is a village located on the coast of North Goa district in the Indian state of Goa. The official language of this village is Konkani. It had a total population of 9,636, as per the census detail.