Skip to content

Gold Loan Agondh

Gold Loan @ 7%

Apply & Get Instant Money

Gold loans are short-duration loans and the repayment period can range from one month to a few years. If you are in urgent need of money for immediate expenses and expect to be able to pay it back in a short period of time, then the Gold Loan Agondh might be a good option.

Gold loan Agondh Interest Rate:

In general gold, the loan is available at very easy rates of interest because it comes under the category of secured loans. So the interest rates are less than that of a personal loan or home loans. The interest rate of gold loan on an average is 10.75% per annum and upto 25% per annum. Different banks, financial institutions or NBFC provide different interest rates to different customers.

Eligibility Criteria:

  • Firstly, the applicant should lie between 18 to 70 years of age group.
  • Foremost, the applicant who has more than 10 gm gold to invest can apply for gold loan.
  • The applicant must be a resident of India.
  • The bill of gold which is to be pledged, should be in the name of the applicant or any family member.

Documents required:

Certain documents are needed to get a gold loan. These are as follows:

  • IDENTITY PROOF: Aadhar Card, Voters Card, Driving License, Passport, Pan Card of a borrower.
  • RESIDENCE PROOF: Aadhar Card, Ration Card, Bank Statement (ACTIVE), Electricity Bill of last three months on the name of the applicant/ Telephone Bill of previous three months on the name of the applicant, Passport Copy of a borrower.
  • Two copies of Photographs of the borrower.

Benefits of Gold Loan Agondh:

  • Firstly, it comes under a secured loan.
  • Banks do not check CIBIL scores for loan approval.
  • It has a low interest rate in comparison to a personal loan or any other loan.
  • Income proof is not required to get loan approval.
  • Safety of ornaments is available.

Interest rate of Gold Loan Agondh:

Bank  Gold Loan Rate 
HDFC Bank 10.75%
Yes Bank  10.85%
Axis Bank 10.90%
SBI Gold Loan 11.50%
ICICI Bank 11.75%
IIFL Gold Loan 11.75%
Allahabad Bank Gold Loan 11.75%
Muthoot Gold Loan 12.00%
Federal Bank Gold Loan 12.00%
Manappuram Gold Loan  12.25%
IDBI Bank 12.25%
PNB Gold Loan 12.25%

Gold Loan procedure:

  • The applicant has to visit the site
  • After that, the applicant fills the application with the required information.
  • But the applicant should fill the contact number.
  • After that, the applicant gets a call from our side if he/she is eligible.

Is Gold Loan secure?

Yes, it is essential to note that the gold loan comes in the category of secured loans. Because in a gold loan, the customers put their gold ornaments into the bank’s locker as security or as collateral. If the customer is unable to return the gold loan on time then the bank is liable to sell his gold ornaments.

Why ?

  • First of all,  offers a straightforward process of application of the gold loan.
  • After that, the customer gets a good comparison of the interest rates of other banks as well.
  • Furthermore, the company provides the document pickup facility from your doorstep.

About Agondh:

Agondh is a village panchayat located in the Kaithal district of Haryana state, India. The nearest district from Agondh is Kurukshetra district and its distance is 19.2 KM.

Leave a Reply

Your email address will not be published. Required fields are marked *