Future Capital Gold Loan Key Features
| Future Capital Gold Loan Amount | Up to Rs. 1 Crore (With Income Proof) |
| Future Capital Gold Loan Interest Rate | 7.0% per annum |
| Future Capital Gold Loan Per Gram | Rate Per Gram Today is ₹ 5,268 |
| Future Capital Gold Loan Processing Fee | 1.50% of the Principal Loan Amount |
| Future Capital Gold Loan Prepayment Charges | 2%+GST (Within 3 Months), 0 (After 3 months) |
| Future Capital Gold Loan Repayment Tenure | 3 Months to 24 Months |
| Future Capital Gold Loan Repayment Scheme | Bullet Payment Scheme, Overdraft Scheme |
Advantages of the Future Capital Gold loan
- Fiery Process: Future Capital Gold Loan is seen and managed quickly and with no issue. The credit gets went in an hour.
- Less Documentation: The documentation cycle is fast and less, significant records are required for the Future Capital gold credit.
- Direct System: The bank gives full straightforwardness to the customer; that is, there is no guaranteed about charges.
- The degree of Loan: The base degree of advance that Future Capital obliges the customer is Rs. 15000. Plus, It can be not as much as Rs 10000 in like manner spaces.
- The flourishing of Jewelry: One colossal thing to note is that the bank is subject definitely to the security of your gold. In like manner, the gold is ensured in fire security.
- Advance Tenure: The residency of the improvement can be from 3 months to 2 years. Accordingly, You can pick according to your comforts.
- Ideal conditions for Farmers: Future Capital bank gives some tremendous proposition for common purposes. That is, the bank offers a slight low Gold credit financing cost for a Gold improvement for agrarian use.
- No Debt Burden: There can be conditions in which an up-and-comer can’t repay the improvement all out in such a case the up-and-comer won’t be under responsibilities as the bank will essentially take the embellishments.
How Much Gold Loan can I Get through Future Capital Bank Gold Loan
Future Capital Bank Gold Loan Per Gram – Updated September 2020
| Updated – Gold Loan Per Gram Rate | ||||
| Gold Weight | Gold Purity 24 Carat |
Gold Purity 22 Carat |
Gold Purity 20 Carat |
Gold Purity 18 Carat |
| 1 gram | 4680 | 4290 | 3900 | 3510 |
| 10 gram | 46800 | 42900 | 39000 | 35100 |
| 20 gram | 93600 | 85800 | 78000 | 70200 |
| 30 gram | 140400 | 128700 | 117000 | 105300 |
| 40 gram | 187200 | 171600 | 156000 | 140400 |
| 50 gram | 234000 | 214500 | 195000 | 175500 |
| 100 gram | 468000 | 429000 | 390000 | 351000 |
| 200 gram | 936000 | 858000 | 780000 | 702000 |
| 300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
| 400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
| 500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Future Capital Bank Gold Loan Eligibility
18-70 years of age Salaried, Self-Employed Minimum 18 Carats
Age
Nationality
Indian
Employment Status
Gold Quality
Future Capital Bank Gold Loan Documents Required
Photographs
2 Passport Size
Identity Proof
Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)
Residence Proof
Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required)
Future Capital Bank Gold Loan Interest Rate, Fees and Charges
1.50% of the Principal Loan Amount 2%+GST (Within 3 Months), 0 (After 3 months) Rs 250 for a loan up to Rs 1.5 lacs and Rs 500 for a loan over and above Rs 1.5 lacs 2% p.a. + Applicable rate of interest.
Gold Loan Interest Rate
7.00% per annum
Processing Fee
Prepayment/Foreclosure Charges
Valuation Fee
Late Repayment Charges
Renewal Processing Fees
Rs 350 + GST
About Future Capital Bank Gold Loan
Life is flooding with deficiencies. In like manner, you may envision that money should switch up to budgetary impediments for a stunning term. For this condition, you can get a Gold Loan to fight with the cash related crisis. A gold credit is ensured about the unexpected new development. Appropriately, people with low CIBIL scores can in like manner enough piece of room this association. Future Capital Bank Gold Loan is incredibly stood isolated from other gold advances in India.
Regardless, there is a huge amount of cash related banking and non-banking affiliations that give you a gold credit, regardless, Future Capital Bank Gold Loan is viewed as the best. It is one of the most expected and solid banks in India. In like manner, It is known for its stunning cash identified with affiliations.
- Future Capital Bank Gold Loan Interest Rate is 7.0% per annum
- Future Capital Bank Gold Loan Per Gram is ₹ 5,268
- Future Capital Bank Gold Loan Tenure: Up to 24 months
- Future Capital Gold Loan Processing Fee is Up to 1.50% of the Loan Amount + GST
Types of Future Capital Bank Gold Loan
Future Capital Bank offers various plans identified with the Gold Loan thing which are recorded underneath:
- Advance Against Gold – Future Capital Bank gives Gold Loan at join forces with overhauls major to fulfill anyone’s basic needs of central focuses under any conditions whether individual or ace. The gold credit is totally ensured about such advances and along these lines, the bank has no risk in ascribing them all out to the up-and-comer so it is given at an impressively more slow improvement of premium when meandered from various kinds of Loan things.
- Advance Against Gold for Agriculture – Future Capital Bank gives Gold Loans expressly to agribusiness purposes to farmers at a momentous improvement of intensity when confined from gold advances given for various occupations. They are given astounding offers and you need to give the bank Land insistence to which you are taking the Loan.
Future Capital Bank Gold Loan EMI Calculator
Rate of Interest
6 months
1 Yr
2 Yrs
3 Yrs
7.00%
17008
8652
4477
3088
8.00%
17058
8699
4523
3134
8.50%
17082
8722
4546
3157
9.00%
17107
8745
4568
3180
9.50%
17131
8678
4591
3203
10.00%
17156
8791
4614
3227
10.50%
17181
8815
4637
3250
11.00%
17205
8838
4661
3274
11.50%
17230
8861
4684
3298
12.00%
17254
8885
4707
3321
12.50%
17279
8908
4731
3345
13.00%
17304
8932
4754
3369
13.50%
17329
8955
4778
3393
14.00%
17354
8979
4801
3418
14.50%
17378
9002
4825
3442
15.00%
17403
9026
4845
3466
How to Pay Your Future Capital Gold Loan EMI?
Your Future Capital Bank gold advancement can be repaid in going into three expressways.
- Standing Instruction (SI): If you are a current record holder with Future Capital Bank, Standing Instruction is the most trustworthy way of thinking for pay. Your EMI entire will be credited thusly towards the month’s decision to the month’s time go from the Future Capital Bank account you show.
- Electronic Clearing Service (ECS): This program can be applied on the off chance that you have a non-Future Capital Bank record and may require your EMIs to be charged along these lines close to the farthest uttermost degrees of the month to month cycle from this record.
- Post-Dated Checks (PDC): You can introduce post-dated EMI assessments from a non-Future Capital Bank declaration at your nearest Future Capital Bank Loan Center. Another distinction in PDCs ought to be introduced right away. It will be bewildering on the off chance that you note Post Dated Checks will be amassed non-ECS states as is typically said.
Future Capital Bank Gold Loan Contact Number
Call 9878981144 and get second help and sponsorship for your Future Capital Bank Gold Loan. You can know the best proposition on Gold Loan open from all the Future Capital Bank Branches all through the nation to profit the best strategy fitting to your necessities.
Gold Ornaments Accepted by Future Capital Bank
Gold Jewelry: For example, Gold Bangles, Gold rings, Gold anklets, Gold accessories, and so forth these are seen by Future Capital Bank for profiting a Gold Loan.
Quality: The possibility of gold ought to be between 18 Carat to 22 Carat. Any gold administering which is 24 Carat, can’t be utilized for profiting a gold credit.
Use of Future Capital Bank Gold Loan
The positive conditions ensured about by profiting the Future Capital Bank Gold Loan association can be used for two or three reasons, for instance,
- To help the unequivocal speculation, for instance, marriage, climbing, a hint of cutting edge arranging cost packs, etc.
- For all your prompting necessities, for instance, purchasing new deftly, making publicizing, thusly, utilizing a credit affiliation is available.
- You can other than profit by a Gold Loan for green considerations. The bank gives lower expenses of hugeness for Gold Loans that are utilized for making or related endeavours.
Gold Loan Interest Rate of Major Banks
|
Bank |
Interest Rates |
|
7.00% – 14.50% |
|
| 7.00% – 16.10% | |
| Muthoot Finance Gold Loan |
7.00% – 24.00% |
| 7.00% – 17.00% | |
| Manappuram Gold Loan |
7.00% – 26.00% |
| 7.00% – 15.99% | |
| Bank of India Gold Loan |
7.00% – 26.00% |
| 7.00% – 13.50% | |
| IIFL Gold Loan |
7.00% – 12.00% |
| 7.00% – 14.65% | |
|
7.00% – 12.65% |
|
| Allahabad Bank Gold Loan |
7.00% – 10.45% |
| 7.00% – 15.75% | |
| PNB Gold Loan |
7.00% – 11.75% |
| 7.00% – 26% | |
| SBI Gold Loan |
7.00% – 15.99% |
| 7.00% – 15.99% | |
| UCO Bank Gold Loan |
7.00% – 26.00% |
| 7.00% – 13.50% | |
| Syndicate Bank Gold Loan |
7.00% – 12.00% |
FAQs About Future Capital Bank Gold Loan
- What is Future Capital Bank Gold Loan?
Future Capital Bank outfits its peril unwilling customers with a basic hypothesis decision of fixed stores. These plans go with charming advance expenses in this manner helping examiners produce a solid corpus that can be used to meet budgetary necessities as and when they develop.
- How can I get the Gold Loan from Future Capital Bank?
You can get Future Capital Bank Gold Loan by visiting any of the gold development commitments parts of Future Capital Bank or you can apply online with bookmyloan from the comfort of your home and get the best procedures and offers. Future Capital Bank is one of the central banks in India that gives the Gold Loan collusion.
- What is Gold Loan Interest Rate in Future Capital Bank?
The Gold Loan Interest Rate in Future Capital Bank is 7.0% per annum.
- How much Gold Loan can I get per gram in Future Capital Bank?
You can get Future Capital Bank Gold Loan by visiting any of the gold development commitments parts of Future Capital Bank or you can apply online with bookmyloan from the comfort of your home and get the best methodology and offers. Future Capital Bank is one of the key banks in India that gives Gold Loan association.
- How to check Gold Loan status in Future Capital Bank?
To check your Future Capital Bank Gold Loan status you ought to just visit the Future Capital Bank Loan Status Tracker site page and fill in your nuances in the structure given. You can no uncertainties, and, or buts follow the status of your advancement from any spot and remain fortified.
- How to calculate Gold Loan Interest in Future Capital Bank?
You can pick up capability with the vitality on your Future Capital Bank Gold Loan using EMI Calculator which gives you mindful sums subject to the information you go into the profession.
- How to Pay Future Capital Bank Gold Loan Interest Online?
You can pay the Future Capital Bank Gold Loan premium online through net ward upon the authority Future Capital Bank advance repayment page or undeniably, you can in like way repay your Future Capital Bank Gold Loan on Paytm using you’re kept up gap system.
- What if I can’t pay the interest on Future Capital Gold Loan for 3 months?
If you don’t pay your Future Capital Bank Gold Loan for 3 months, the bank will shape the starting to help you with exploring your pushing toward responsibility. If the part requests go unheard, a power genuine direction is sent suggesting the repayment and finish of the new unforeseen development. Defaulting on your Gold Loan achieves a decrease of your FICO evaluation other than make you zeroed in on defying true exercises by the bank including the seizure and offer of your gold.
- How can I apply for EMI Moratorium on Future Capital Gold Loan?
You can apply for EMI Moratorium on Future Capital Bank Gold Loan now between the principle March and 31st August 2020 and must be done by appearing at the Bank customer care or visiting the nearest Future Capital Bank office.