Fincare Small Finance Bank Gold Loan

Gold Loan @ 7%

Apply & Get Instant Money

Fincare Small Finance Bank Gold Loan Key Features

Fincare Small Finance Bank Gold Loan Amount Up to Rs. 1 Crore (With Income Proof)
Fincare Small Finance Bank Gold Loan Interest Rate 7.0% per annum
Fincare Small Finance Bank Gold Loan Per Gram Rate Per Gram Today is ₹ 5,268
Fincare Small Finance Bank Gold Loan Processing Fee 1.50% of the Principal Loan Amount
Fincare Small Finance Bank Gold Loan Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
Fincare Small Finance Bank Gold Loan Repayment Tenure 3 Months to 24 Months
Fincare Small Finance Bank Gold Loan Repayment Scheme Bullet Payment Scheme, Overdraft Scheme

Advantages of  Fincare Small Finance Bank Gold Loan

  • Fast Process: Fincare Small Finance Bank Gold Loan gets accepted and payout easily. The loan is accessed within an hour.
  • Minimal Documents: For Fincare Small Finance Bank Gold Loan document process is easy, simple and only essential documents are needed.
  • Transparent System: Complete accuracy is provided to the customer, there are no hidden charges.
  • Amount of Loan: The minimum amount of loan granted to the customer is Rs. 15000. In rural areas, the least amount can also be less than Rs 10000.
  • Safety of Jewellery: Fincare Small Finance Bank is responsible for the security of your gold. Thus, gold is given fireproof protection.
  • Loan Tenure: The loan is provided for the term from 3 months to 2 years.
  • Benefits for Farmers: Fincare Small Finance Bank prevails some exclusive offers for agricultural purposes. Low Gold Loan interest rate for agricultural practices are provided.
  • No Debt Burden: If in any situation the applicant is not able to repay the loan amount the candidate will not be under debts. Only the ornaments will be seized.
  • No Income bounds: there are no limitations on the salary of the applicant. Hence, applicants with any income level can avail a gold loan.

How much Gold Loan can I Get through Fincare Small Finance Bank

Fincare Small Finance Bank Gold Loan Per Gram – Updated September 2020

Updated - Gold Loan Per Gram Rate

Gold Weight

Gold Purity

Gold Purity

Gold Purity

Gold Purity

24 Carat

22 Carat

20 Carat

18 Carat

1 gram

4680 4290 3900 3510

10 gram

46800 42900 39000 35100

20 gram

93600 85800 78000 70200

30 gram

140400 128700 117000 105300

40 gram

187200 171600 156000 140400

50 gram

234000 214500 195000 175500

100 gram

468000 429000 390000 351000

200 gram

936000 858000 780000 702000

300 gram

1404000 1287000 1170000 1053000

400 gram

1872000 1716000 1560000 1404000

500 gram

2340000 2145000 1950000 1755000

Call on 9878981144 to avail the Best Deals and Offers on Fincare Small Finance Bank Gold Loan Per Gram.

Fincare Small Finance Bank Gold Loan Eligibility 

The applicants for Gold Loan are eligible only if they satisfy the following criteria:

Age

18-70 years of age

Nationality

Indian

Employment Status

Salaried, Self-Employed

Gold Quality

Minimum 18 Carats

Fincare Small Finance Bank Gold Loan Documents Required

In Fincare Small Finance Bank Gold Loan minimum documentation are needed to easily access to the gold loan. Following are the list of documents needed:

Photographs

2 Passport Size

Identity Proof

Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)

Residence Proof

Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required)

Fincare Small Finance Bank Gold Loan Interest Rate, Fees and Charges

Gold as security is possible at a low-interest rate because it’s under the category of secured loans. Therefore, the Gold Loan interest rates are inferior to that of the personal loan or any other type of loans. The Gold Loan rate keeps on varying time to time as well as person to person.

Gold Loan Interest Rate

7.00% per annum

Processing Fee

1.50% of the Principal Loan Amount

Prepayment/Foreclosure Charges

2%+GST (Within 3 Months), 0 (After 3 months)

Valuation Fee

Rs 250 for a loan up to Rs 1.5 lacs and Rs 500 for a loan over and above Rs 1.5 lacs

Late Repayment Charges

2% p.a. + Applicable rate of interest.

Renewal Processing Fees

Rs 350 + GST

About Fincare Small Finance Bank Gold Loan

Uncertainties are a component of life. Thus, to tackle with all the financial difficulties in your life we all need money. Where Gold Loan plays an important role to struggle with the financial crisis. Gold Loan is a secured loan. People with low CIBIL score can also have clear access to this service. Fincare Small Finance Bank  Gold Loan is one of the best Gold Loans in India.

Despite, there is plenty of financial banking and non-banking companies that avail the gold loan, but Fincare Small Finance Bank Gold Loan is acknowledged the best. Fincare Small Finance Bank is well-known for its brilliant financial services, as it is one of the most reputed and reliable banks in India.

  •  Fincare Small Finance Bank  Gold Loan Interest Rate is 7.00% per annum
  •  Fincare Small Finance Bank  Gold Loan Per Gram is ₹ 5,268
  •  Fincare Small Finance Bank  Gold Loan Tenure: Up to 24 months
  •  Fincare Small Finance Bank  Gold Loan Processing Fee is Up to 1.50% of the Loan Amount + GST

Types of Fincare Small Finance Bank Gold Loan

Fincare Small Finance Bank provides various schemes attached to the Gold Loan product. Schemes are as follows:

  • Loan Against Gold- Fincare Small Finance Bank provides Gold Loan at an attractive rate of interests which can truly fulfil anyone’s direct need for funds for any personal or professional reasons. Gold Loan is absolutely a secured form of loan where the bank has no chance in the lending amount of money to the aspirants at a lower rate of interest as compared to the other forms of Loan products.
  • Loan Against Gold for Agriculture- Particularly for agricultural purposes to farmers Fincare Small Finance Bank Avails Gold Loan at a specific rate of interest as compared to the Gold Loans which are granted for other uses. Especially offers avails and the bank require the Land proofs on which basis the loan seekers apply for Loan.

Fincare Small Finance Bank Gold Loan EMI Calculator

Rate of Interest
6 months
1 Yr
2 Yrs
3 Yrs
7.00% 17008 8652 4477 3088
8.00% 17058 8699 4523 3134
8.50% 17082 8722 4546 3157
9.00% 17107 8745 4568 3180
9.50% 17131 8678 4591 3203
10.00% 17156 8791 4614 3227
10.50% 17181 8815 4637 3250
11.00% 17205 8838 4661 3274
11.50% 17230 8861 4684 3298
12.00% 17254 8885 4707 3321
12.50% 17279 8908 4731 3345
13.00% 17304 8932 4754 3369
13.50% 17329 8955 4778 3393
14.00% 17354 8979 4801 3418
14.50% 17378 9002 4825 3442
15.00% 17403 9026 4845 3466

How to Pay Your Fincare Small Finance Bank Gold Loan EMI?

Fincare Small Finance Bank Gold Advance can be repaid in the different following ways:

  • Standing Instruction (SI): If you are an account holder with Fincare Small Finance Bank currently, then Standing Instructions is the common opted method of payment. By the month ending-pitch, the EMI amount will be charged from the applicants Fincare Small Finance Bank account the applicant shows.
  • Electronic Clearing Service (ECS): This scheme is for the applicants who have a  non-Fincare Small Finance Bank record and the EMIs need to be debited consequently at the completion of the monthly cycle from this account.
  • Post-Dated Checks (PDC): The applicant can present post-dated EMI examine from non-Fincare Small Finance Bank statement at your nearby Fincare Small Finance Bank Loan Center. Instantly, the new version of PDCs should be performed. For ideal condition, it’s recommended to note Post Dated Checks which will be collected non-ECS states as it were.

Fincare Small Finance Bank Gold Loan Contact Number

Call at 9878981144 to get immediate help and support for your Fincare Small Finance Bank. You can know the best offers on Gold Loan accessible from all the Fincare Small Finance Bank Branches throughout the country to avail the most beneficial deal suitable to your needs.

Gold Ornaments Accepted by Fincare Small Finance Bank

  • Gold Jewellery like Gold Bangles, Gold rings, Gold anklets, Gold Necklaces etc. are all admitted by Fincare Small Finance Bank for seeking Gold Loan
  • Quality: the quality of Gold should be between 18 to 22 Carat. Any 24 Carat gold ornaments cannot be utilised to avail a gold loan.

Use of Fincare Small Finance Bank

The fund that is taken by Fincare Small Finance Bank Gold Loan services can be used for numerous purposes:

  • Fund for any appropriate investments such as hiking, matrimony, instalment of higher tuition payments, etc.
  • Loan services are available for marketing fundamentals like purchasing fresh supply, developing marketing, etc.
  • Supplementary Gold Loan can also be availed for horizontal ideas. the bank provides a lower rate of interest for Gold Loans that are available for farming or farming-related projects.

Gold Loan Interest Rate of Major Banks

Bank

 Interest Rates

HDFC Bank Gold Loan

7.00% – 14.50%

ICICI Gold Loan

7.00% – 16.10%
Muthoot Finance Gold Loan

7.00% – 24.00%

Axis Bank Gold Loan

7.00% – 17.00%
Manappuram Gold Loan

7.00% – 26.00%

Yes Bank Gold Loan

7.00% – 15.99%
Bank of India Gold Loan

7.00% – 26.00%

Federal Bank Gold Loan 

7.00% – 13.50%
IIFL Gold Loan

7.00% – 12.00%

Central Bank of India Gold Loan

7.00% – 14.65%

Canara Bank Gold Loan

7.00% – 12.65%

Allahabad Bank Gold Loan

7.00% – 10.45%

Induslnd Bank Gold Loan

7.00% – 15.75%
PNB Gold Loan

7.00% – 11.75%

Bajaj Finance Gold Loan

7.00% – 26%
SBI Gold Loan

7.00% – 15.99%

Indian Bank Gold Loan

7.00% – 15.99%
UCO Bank Gold Loan

7.00% – 26.00%

Kotak Mahindra Bank Gold Loan

7.00% – 13.50%
Syndicate Bank Gold Loan

7.00% – 12.00%

FAQs About Gold Loan

  • What is Fincare Small Finance Bank Gold Loan?

Fincare Small Finance Bank Gold Loan is a loan scheme where you can access any financial crisis help by keeping your gold as a guarantee with the bank. It comes with appealing interest rates on Term Loan, Overdraft and EMI based loan. Average Gold Loan disbursal time is just 45 minutes.

  •  How can I get the Gold Loan from the Fincare Small Finance Bank? 

You can get Fincare Small Finance Bank Gold Loan by being to any nearby Gold Loan offering branch. Even you can reach Gold Loan online with BookMyLoans from anywhere and get the most desirable deals and offers.

  •    What is Gold Loan Interest Rate in Fincare Small Finance Bank?

The Gold Loan interest rate in Fincare Small Finance Bank is 7.0% per annum. The rate of interest depends on several criteria namely: loan amount, loan tenure, purity of gold etc.

  •    How much Gold Loan can I get per gram in Fincare Small Finance Bank?

The price of per gram Gold Loan completely depends on the pureness and quality of the gold. Fincare Small Finance Bank holds gold purity between 18 to 22 carats to provide a Gold Loan. You can avail up to Rs. 5,268 per gram in Fincare Small Finance Bank Gold Loan.

  •    How to check Gold Loan status in Fincare Small Finance Bank?

To check the situation of Fincare Small Finance Bank Gold Loan you can visit Fincare Small Finance Bank Loan Tracker. Fill up your details in the given form. This can quickly help you to trace the status of your loan from anywhere at any time and keeps you updated.

  •    How to calculate Gold Loan Interest in Fincare Small Finance Bank?

Fincare Small Finance Bank Gold Loan interest can be determined using BookMyLoan’s EMI Calculator. It gives you the exact details based on the information the applicant enters in the calculator

  •    How to Pay Fincare Small Finance Bank Gold Loan Interest Online?

Fincare Small Finance Bank Gold Loan interest can be repaid through net banking on the official Fincare Small Finance Bank loan repayment web page or alternatively. Another mode Paytm can also be used to pay Fincare Small Finance Bank Gold Loan or your selected payment method.

  •    What if I can’t pay the interest on Fincare Small Finance Bank Gold Loan for 3 months?

If the interest is not paid back for 3 months, then initially a reminder is given for your pending dues. After this, if the payment requests go neglected or unheard then an official legal notice is sent, that demands the compensation and end of the loan. Such faults on your Gold Loan ends up in a reduction of your credit score and also make you liable to face legal actions by the bank which may include confiscation and auction of your gold.

  •    How can I apply for EMI Moratorium on Fincare Small Finance Bank Gold Loan?

You can apply for EMI Moratorium on Fincare Small Finance Bank Gold Loan within1st March and 31st August 2020. You can get it done by communicating the Bank Customer Care or visiting the nearby Fincare Small Finance Bank branch.

 

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