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ESAF Small Finance Bank Gold Loan

Gold Loan @ 7%

Apply & Get Instant Money

What is ESAF Small Finance Bank Gold Loan?

Due to the expenses of today’s world, we sometimes face a financial crunch, but our needs do not stop. Gold loan is the right choice for the people in financial needs. The customer can use the amount for any use of his. ESAF Small Finance Bank helps in getting you financial aid at a very low rate of interest.

Advantages of ESAF Small Finance Bank Gold Loan

  • Bank provides easy processing of the loan.
  • Gold Loan requires very minimal documentation.
  • It also provides loan at a low rate of interest.
  • Dedicated Assistance by professionals.

Interest Rate of ESAF Small Finance Bank Gold Loan

Different banks have different rates of interest but generally, gold loan is available at the interest rate starting from 11.5%.

Eligibility for ESAF Small Finance Bank Gold Loan

Age: 21 years and above

The profession of the borrower should be stable with a fixed salary.

Minimum 10 grams of gold is required to avail the loan.

24 karat gold is not accepted, a maximum of 22 karat is accepted.

Documents for ESAF Small Finance Bank Gold Loan

Identity Proof (Passport Copy/ Voters ID card/ PAN Card/Aadhaar Card).

Address Proof(Passport/ Electricity Bill/Telephone bill/ Aadhaar Card).

Signature Proof ( Passport/ PAN Card/Banker’s verification/ cheque).

2 passport size photographs.

About ESAF Small Finance Gold Loan

ESAF Small Finance is small finance provider with its headquarters in Kerala. It is a very new bank which came into existence in 2017.

How to Apply?

  1. A person can easily apply online on bookmyloans
  2. The process is very easy and hassle-free.
  3. You can visit ESAF Small Finance Bank near you.

Gold Loan Interest Rate of Major Banks


 Interest Rates

HDFC Bank Gold Loan

10.00% – 14.50%

ICICI Gold Loan

10.00% – 16.10%

Muthoot Finance Gold Loan

12.00% – 24.00%

Axis Bank Gold Loan

14.50% – 17.00%

Manappuram Gold Loan

19.00% – 26.00%

Yes Bank Gold Loan

10.00% – 15.99%

Bank of India Gold Loan

19.00% – 26.00%

Federal Bank Gold Loan 

11.75% 13.50%

IIFL Gold Loan

12.00% – 12.00%

Central Bank of India Gold Loan

12. 90% – 14.65%

Canara Bank Gold Loan

12.65% – 12.65%

Andhra Bank Gold Loan

11.70% – 10.45%

Induslnd Bank Gold Loan

11.15% – 15.75%

PNB Gold Loan

10.75% – 11.75%

Bajaj Finance Gold Loan

14% – 26%

Bandhan Bank Gold Loan

11.5% – 14.5%

DCB Bank Gold Loan

14% – 16%

SBI Gold Loan


Indian Bank Gold Loan

10.00% – 15.99%

UCO Bank Gold Loan

19.00% – 26.00%

Kotak Mahindra Bank Gold Loan

11.75% – 13.50%

Syndicate Bank Gold Loan

12.00% – 12.00%

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